No Debt Service Coverage Ratio Commercial Real Estate Financing

Yes, there is such a Program! And you will find it right here!

I know that during the review of the page What is Different About Commercial Real Estate Financing? I told you that one of the differences in Commercial Real Estate Financing is during the qualification process that they use “Debt Service Coverage Ratio” to determine the potential for financing.

Yet here we are with a Program that specifically avoids Debt Service Coverage Ratio as a qualifier. Pretty cool! Just goes to show you there are always exceptions to the rule. And this Program is just such as exception!

This Program is for your smaller loan amounts (under $600,000), but it can be used on a wide variety of Property types. For example, you can utilize this Program for Multi-Family, Mixed Use, Office, Retail, Warehouse and Self-Storage facilities.

Both Full-Doc and Stated Loan scenarios can fit this Program. And, there are 3, 7, 10 and 30 year Fixed Loans are available.

For additional information check out the Program Flyer - NoDSCR.pdf

Ready for your No Debt Service Coverage Ratio Financing? Just pick up the phone and call!